OCEN hails a new generation of the India Stack — a framework that made innovations like UPI, DigiLocker, and Aadhar possible. OCEN, or Open Credit Enablement Network, is the new digitisation boom facing India’s financial lending sector. The framework (pronounced ‘O-Ken’) is an open protocol… Read More »Can OCEN Be to Lending What UPI Has Become to Payments in India?
Beyond CLTVs, embedded finance is like a Pandora box of opportunities. Here’s how. Embedded Finance has provided FinTech with a telescopic lens to view many possibilities that previously went unnoticed. The Financial Technology sector is discovering a new galaxy with this promising new trend that… Read More »Beyond CLTVs – Why is Embedded Finance not just about improving margins?
Banking as a service is a significant disruption in the banking sector which presents limitless opportunities for brands, providers, and banks. Gone are the times when banks operated and completely controlled their entire value chains. With open banking and banking as a service (BaaS), the… Read More »Baas or Banking as a Service: Explained
